Financial Planning
For Life’s Adventure

UK & International Financial Planning & Pension Advice

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We’ll look after your money as if it’s our own

Hebden Consulting are an independent financial advisory firm with offices in Malaysia and London, but with roots in Hebden Bridge in the UK (hence our name). We specialise in working with international expats.

We’re not like the majority of banks and financial advisers in the area, who focus on selling products and who get paid through commission.

We have more in common with financial advisers in the UK. We don’t just look at you in terms of your wealth, we look at who you are as a person, what your plans are for the future and how you’d like to spend your retirement. Then we create a financial plan to help you get there.

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Who we work with

We work with affluent professionals who are already living and working overseas.
Our clients are looking for trusted experts to advise them on how to manage their wealth across multiple countries tax efficiently, how to grow their investments, plan their retirement, or how to pass on accumulated wealth to their next generation.

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The way in which we do business is as important as the business we do.

What our clients say

Quotes

"When we first moved out here it was a difficult time; we went through the economic boom and bust. Becoming an expat is daunting so it’s good to have support from someone you can trust."

— Sam and Tina

"As soon as we met Mark, we felt that he was straightforward and easy to get on with. He was very interested in us as people, not just as financial customers, and that meant we could trust him."

— Tony and Michelle

"What Hebden are really good at is keeping it real and not trying to raise our expectations. A lot of the IFAs I was speaking to were promising inflated gains, whereas Andy was much more realistic."

— Chris and Diane

How transparent are your existing fees, do you know what your true cost of ownership is?

Are you really getting value for money once you’ve paid all your fees?

The calculations are for information purposes general information. It is not intended to be personal advice, it does not take account of your circumstances or requirements and shall not be regarded as financial, legal, tax, or other professional advice.

Lump sum investment

£1,000,000

Anticipated holding period

20 years

Anticipated return pa

7%

Current total costs pa*

2.5%

Potential total costs pa*

1.5%

*include ongoing financial advice, investment management, custody, commission, administration, platform fees and underlying fund charges

Anticipated return based on total costs of 2.5%

£2,332,211

Anticipated return based on 1.5% total costs

£2,860,225

Over 20 years, your investment could benefit by

£528,014

A simple reduction in annual charges could make all the difference to your financial freedom.