A modern approach to a traditional service
While your financial needs may be complex, it is our responsibility to empower you with the knowledge to choose the correct solutions. So before we do anything we make sure you understand your current situation fully and what is possible. Then we get to know you and your needs by asking you a number of detailed questions about your current finances, goals and aspirations.
We pair this with an expert knowledge of home and offshore markets to bring you in-depth advice that explores all the options available to you and makes clear anything that may impact your individual circumstances.
Our ultimate goal is to help you design your own financial future so you feel in control of your wealth.
Process
1.
We will start with a 1-1 meeting that enables us to gain an in-depth understanding of your position, both in terms of where you are now and where you would like to be.
2.
We will then begin the work of tracking down any pension pots and previous policies you may have collected over the years to get a clear picture of your financial position.
3.
We will then combine the two so you can clearly see what your ideal financial future looks like and what steps we need to take to make your future a reality, using your expat status advantageously and agreeing a risk approach that suits you.
4.
Once that’s settled we will research what products suit you best, across what time frame to create a personal financial plan that helps you to make your financial dreams a reality. Only then, with transparency and integrity, do we work with you to safeguard and maintain your tailored strategy.
Cashflow Modelling
An important part of our process is Cashflow Modelling, which helps us to create scenarios that show how your financial future may look.
Based on your goals and using prudent assumptions, Cashflow Modelling shows you in real time how much money you will have in the future, and how it could be affected by unplanned events.
It helps you to see when to increase your investment strategy to cover potential shortfalls, or what the impact of withdrawing money for a special occasion would be.
The idea is that it gives you a really detailed vision of your financial future and context for making further financial decisions. For example, it would show you how your wealth would be affected if you were to buy a property, start a business or take a dream holiday. Or what your options would be if you were to experience a sudden windfall.
And it can be refreshed and updated as your life progresses so it always gives you a true picture of your financial future.